If you're a Nigerian freelancer trying to figure out how to receive USD payments from international clients, you've probably heard about Payoneer. You've probably also seen Raenest pop up more recently. And you might be wondering which one to choose. "If you haven't already set up your Fiverr account from Nigeria , start there first then come back here to handle payments." I'll save you the long Google search. Here's my honest experience what worked, what didn't, and why I ended up with Raenest. Why Payoneer sounded like the obvious choice When I first heard about Payoneer, people online really talked it up. Every YouTube video about freelancing in Nigeria mentioned it. Every Twitter thread about Fiverr and Upwork said "just use Payoneer." It sounded like the default the safe pick, the platform everyone trusts. What nobody was talking about was the signup issues. The reviews skipped past verification entirely. The "how to set up Payo...